Homesage.ai cuts lender property due diligence to about 3 minutes

Homesage.ai says lenders can now check a property’s value, liens, condition, and local risks in one report in about 3 minutes instead of waiting days for separate vendors. The Washington, DC company is pitching the speedup as a way to streamline loan underwriting and reduce friction before funding.

Why it matters: - Lenders often need multiple checks before funding a loan, including valuation, lien review, and property risk screening. - Homesage.ai says its single report compresses that workflow into about 3 minutes, which could speed underwriting and reduce waiting on outside vendors. - The company says the system covers 155M+ U.S. properties, giving lenders broad national reach.

What happened: - Homesage.ai said it can help lenders complete property due diligence in about 3 minutes. - The company launched a Full Property Report that combines valuation, mortgage and lien data, local risk screening, and property condition analysis. - A loan officer enters an address, confirms the report, and watches the sections load on screen.

The details: - The Full Property Report includes an estimated value and the comparable sales used to support that estimate. - The report includes mortgage and lien records, including open liens and past loans tied to the property. - The report flags flood, wildfire and noise exposure. - The report also highlights nearby risks such as rail lines, industrial sites and power lines. - The report includes a property condition score and a room-by-room estimated renovation cost for loans that fund repairs. - Loan officers can save the report as a PDF or email a read-only copy to a colleague in a few clicks. - Tech teams can pull the same report through the Real Estate APIs in a single call. - The APIs include 30+ endpoints across 8 categories. - Teams using AI assistants such as Claude, ChatGPT or Gemini can run the same checks through the Homesage.ai MCP server. - Homesage.ai says its plans run on credits, with one monthly balance covering reports and API calls. - Every plan includes a 30-day trial at $0. - Lenders with higher volumes can request a custom setup through Homesage.ai Custom AI Solutions. - Homesage.ai says lenders can see plan details and credits on its pricing page: Homesage.ai pricing page

Between the lines: - The pitch is not just about speed. It is also about consolidating work that usually gets split across multiple vendors and systems. - By packaging reports, APIs and an MCP server together, Homesage.ai is trying to fit into lender workflows as well as lender software stacks. - The 30-day free trial suggests the company is trying to lower adoption friction for lending teams that want to test real properties first.

What’s next: - Homesage.ai says lenders can test the service during the free trial and then move to a paid plan based on credit usage. - The company is offering custom setups for higher-volume lenders through Homesage.ai Custom AI Solutions. - Blaze Dimov, CEO and founder of Homesage.ai, said lenders had told the company one property check could take up to 3 days, and the goal was to fit that work inside a coffee break.

The bottom line: - Homesage.ai is betting lenders will trade a multi-vendor due diligence process for one faster report that can plug into both human workflows and automated systems.